Before debt consolidation reclaim your bank and credit card charges getting out of debt can save thousands.

Save £1000's by reclaiming unfair charges
HomeAdvisoryService.com is adding its voice to the call for banks to stop charging its
customers excessive panelty charges as the legality of their action is called into question

Complete this form to reclaim your charges:..

Reclaim Bank / Credit Card Charges:
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I am interested in:
Reclaiming My Bank Charges
Reclaiming My Credit Card Charges
Payment Protection Insurance Claim
Writing Off Unenforceable Debts
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Reclaim Your Bank and Credit Card Charges

It is estimated that last year alone banks received over
£4 millon in revenue from penalty charges, many of which
are in the region of £30 a time for such actions as using
unauthorised overdrafts, cheques which bounce, and
clearing Direct Debits when there are insufficient funds
in the account. Charges can accumulate rapidly and
before you know it you owe £100's of pounds.

Now, thanks to a number of individuals who decided to
challenge the action of their banks, many have received
reimbursement of the penalty charges they have paid plus
interest. They have challenged the charges on the basis
that they are illegal because they are a 'penalty', rather
than a reflection of the true costs incurred, as set out by
the Office of Fair Trading regulations.
It has been argued that under the unfair terms in consumer
contracts regulations (1999) all penalty charges should
truly reflect the cost of administering them. Therefore if
a penalty charge is higher than its administrative cost it
may be illegal.

If you have been affected by unfair bank, credit card or
store card charges we are here to help.