Welcome, you’re just a few steps from saving £1000’s!Before carrying out any type of Debt Consolidation, reclaim your bank charges.
We source and constantly update our database with the latest information so that getting the best reclaim charges has never been easier. Click on the buttons below to save…

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Before carrying out debt consolidation reclaim your bank charges!
Just click on a button below to begin the process!
For advice you can trust
contact us on:
 0845 1800 300






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  • Reclaim Your Bank and Credit Card Charges

    Best Money Savings is adding its voice to the call for
    banks to stop charging its customers excessive penalty
    charges as the legality of their action is called into question.

    It is estimated that last year alone banks received over £4
    million in revenue from penalty charges, many of which are
    in the region of £30 a time for such actions as using
    unauthorised overdrafts, cheques which bounce, and
    clearing Direct Debits when there are insufficient funds in the
    account. Charges can accumulate rapidly and before you
    know it you owe £100’s of pounds.

    Now, thanks to a number of individuals who decided to
    challenge the action of their banks, many have received
    reimbursement of the penalty charges they have paid plus
    interest. They have challenged the charges on the basis that
    they are illegal because they are a ‘penalty’, rather than a
    reflection of the true costs incurred, as set out by the Office
    of Fair Trading regulations.

    It has been argued that under the unfair terms in consumer
    contracts regulations (1999) all penalty charges should truly
    reflect the cost of administering them. Therefore if a penalty
    charge is higher than its administrative cost it may be illegal.

    If you have been affected by unfair bank, credit card or store
    card charges we are here to help. As a Ministry Of Justice
    registered claims management company, we can act on your
    behalf to gather all the necessary information and prepare
    your case.
  • Payment Protection Insurance Refunds

    If you’ve ever borrowed money on a credit card, loan or mortgage,
    you may have been miss-sold a payment protection policy. These
    policies were often miss-represented when they were sold alongside
    your loan. The most common complaints are:
    • You were told you had to take out the Payment Protection Policy to
    be approved for the loan.

    • You were told PPI would improve your chances of getting the loan.

    • You were pressurised into buying the Payment Protection Policy.

    • The small print of the contract was not fully explained.

    • The cost of the Policy was not fully explained.

    • You were never told that a Payment Protection Policy was included in
    your credit agreement.

    Write-off Unenforceable Debt

    Astonishingly our experience has shown that many Loans and
    Credit Cards taken out before April 2007 may not need to be repaid!

    If the content of the Credit Card Agreement or Loan Agreement that
    the Lender made you sign, did not comply with the Consumer Credit
    Act, then under English Law your Credit Card or Loan could be
    Unenforceable and therefore written off by your Lender.

    We can investigate the legality of your loan or credit card debt and
    establish if it is unenforceable. If we believe you have a case our
    Lawyers will build a case to represent you.
Are you looking to reduce your monthly bills and save £££££′s

Best Money Savings Best Buys reduces costs for Gas, Electricity, Mortgages, Loans and Insurance. You can save money off your monthly bills.

We can save you money when you use our Gas and Electricity Comparison Service to Switch Gas and Electricity suppliers, and what′s more it is so cheap that it′s totally free of charge. You can compare prices and get the best price from all the major Gas and electricity suppliers including British Gas, Atlantic Electric and Gas, Ecotricity, Countrywide Energy, EDF Energy, Npower, e.on, Scottish Hydro Electric, Scottish Power, Southern Electric, Swalec, Good Energy, Utilita, Green Energy and Sainsbury′s Energy. Save on Electricity and Gas with the Best Money Savings. Save money on Gas, find cheap gas prices and start saving energy at the same time saving cash.

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Are you looking to buy a new home or perhaps you need free mortgage advice or a re-mortgage quote for home improvements you dont need to go to a money supermarket. It could not be easier than with the Home Advisory Bestbuys Mortgage Service we search the UK market on your behalf looking at best mortgage rates, interest rates and arrangement fees to find, compare and introduce you to the best mortgage deal for Morgages and Re-mortgages. Our moneysavingexperts offers are not to be missed, you will not find a better source of cheap mortgages or cheaper mortgages, Some Building Societies and Banks we deal with include Nationwide, Bradford and Bingley, Halifax, Birmingham Midshires, Alliance and Leicester, Lloyds TSB, Co-operative Bank, HSBC Bank and Bristol and West. See our online mortgage calculators and benefit from our online mortgage advice.

Some of the best and cheapest Broadband and Home telephone bundles are to be found on the Best Money Savings price comparison websites. Featuring the fastest broadband speeds and lowest contention ratios we compare the market with our fully featured comparison service. We have cheap and best deals from all the major broadband suppliers including O2, British Telecom BT, TalkTalk, Virgin, Primus, BE, Plusnet, Sky, Eclipse Internet, madasafish and Orange. We are simply the best for Broadband service.

Want the best or cheapest deal for your home telephone line. Our comparison search engine will provide the best or cheapest deal for you. You can save on line rental costs, local, national and international overseas call costs. Free anytime telephone calls and free evening and weekend calls are available.

Reclaim unauthorised Bank Charges or Credit Card Charges with our Bank charges and Credit Card charges reclaim service. We handle the work you get the refund. Just fill out the forms and we do the rest. Before taking out a debt consolidation loan check your bank charges, you may find that the unfair bank charges exceed the amount of the debt consolidation loan you need. Reclaiming bank charges and unenforceable loans is easy with the Best Money Savings.

Did you know that some Credit Card and Loan agreements are unenforceable under the 1974 Consumer Credit Act. If you would like to find out if you have unenforeceable credit card agreements or unenforceable loan agreements , apply online today.

Have you ever had a payment protection insurance policy that you have taken out with a Loan Agreement or Credit Card Agreement. It is quite possible that you may have been miss-sold the policy or in fact in some cases have been ineligible for the PPI in the first place. Fill out our simple form and we will check if you can reclaim the premiums and interest you have paid for Payment Protection Insurance. This is sometimes call loan protection insurance or income protection insurance. Complaints for missold payment protection insurance can be made to the Financial ombudsman service.

In the insurance section of our website you will find the largest range of insurance policy selection available. You can compare Life Insurance, Health Insurance, Home Insurance, Travel Insurance, Car Insurance, Van Insurance and Bike Insurance. You will find cheap car insurance.

We can save you money on your Life insurance with cheap low cost deals from Friends Provident, BUPA, Legal & General, Scottish Widows, Scottish Provident, Aegon, Norwich Union, Scottish Widows and Liverpool Victoria.

Need a Loan? Compare the market for our complete range of loans. You can choose from unsecured Personal Loans, Credit Card Consolidation Loans, Home loans, Secured Loans, student loans, mortgage loans, Home owner loans, unsecured debt consolidation loans, Payday Loans, bad credit loans, and car loans.Our Debt Advice Service is designed to help you with your debt problems. We can do this using some of the products and services we supply and our specialists in Debt Advice. The financial advice service we provide is free, without obligation and confidential. Use our Loan Calculator to calculate your repayments. Use Best Money Savings for all your personal finance requirements and debt management.

For ways to save money you need go no further than the Best Money Savings Comparison and Best Buys website